Financial Aid and Scholarships

Temple offers an excellent education to talented and motivated students, regardless of their backgrounds or financial status. It’s why we limit tuition increases and ensure that our students understand their finances. It’s also why all first-year students are automatically considered for academic scholarships.

Here, you’ll learn everything you need to know about applying for scholarships and financial aid, student loans, grants, work-study programs and more. 

You can also get more information about financial aid and scholarship from Temple’s Student Financial Services.

Scholarships at Temple

Temple University offers academic scholarships, ranging in amounts up to and including full tuition. Recipients are selected based on the quality of their applications. 

Learn more about Temple’s academic scholarships for incoming first-year students.

Scholarships at Klein College

Klein College students have access to and can apply for a variety of scholarships and awards to support tuition, study abroad or internship opportunities throughout the year.

Learn more about scholarships available for Klein College students.

Grants

Like scholarships, grants don’t need to be paid back. They’re awarded according to your financial need and offered by the federal government, state governments and Temple.

Learn more about grants on the Student Financial Services website.

Educational Loans

Loans come with interest and are paid back. Consider applying first for government loans, including Parent PLUS and Federal Perkins loans. Government loans often have lower interest rates than private loans and offer the option to begin paying them back after graduation. 

There are four types of federal educational loans. 

• Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school.
• Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate and professional students, but eligibility is not based on financial need.
• Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify.
• Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer.

The first step you should take when exploring federal educational loan options is to fill out the Free Application for Federal Student Aid (FAFSA) form. Even if you don’t expect to qualify for aid, it is crucial to fill out this form so that you know for sure and can accurately assess your financial situation and adjust your payment plan accordingly. 

Learn more about educational loans by visiting the Student Financial Services site.

Federal Work-study

Through federal work-study, students have the opportunity to earn money to help cover expenses other than tuition by working for Temple on campus or for an employer off campus. 

To qualify for federal work-study, students must meet the following requirements.

• Have filed a current and complete FAFSA application with no outstanding requirements.
• Be an enrolled and matriculated student (nonmatriculated students do not qualify).
• Have an “unmet need” to qualify based on the FAFSA application.
• Be eligible for Title IV (federal) aid to qualify for federal work-study. 

Get more information about work-study on the Student Financial Services website.

Veterans Benefits

If you’ve served in the U.S. military, you might qualify for educational benefits. 

Visit Temple’s Military and Veterans Services Center.

Fly in 4

Temple’s innovative Fly in 4 program provides you with the resources you need to graduate on time. If you participate in Fly in 4 and don’t graduate in four years, your remaining coursework is free.

Read more about how the Fly in 4 program can help you fast-track your future.

Dates to Remember

Oct. 1: FAFSA opens

Feb. 1: Priority filing deadline. Priority consideration is given to applications received and completed by this date. After Feb. 1, financial aid awards will continue to be made, but funding is first come, first served.

Financial Literacy Support

Temple prepares you for the real world of money management and helps you understand financial terms so you can make good choices and develop strong financial habits.

Visit our online Student Loan and Money Management Center to see how Temple supports financial literacy.